# Fees and Commissions for Withdrawals from Turkish Bank ATMs
If you possess currency cards such as the Travel Card from Investment Bank, Traveler Card from Inmaa Bank, D360, or similar options, they are excellent choices for purchases and withdrawals in Turkey. This eliminates the need to carry cash and avoids the hassle of finding currency exchange outlets everywhere.
Personally, I own Travel Cards from Investment Bank and Inmaa, as well as D360, and use them regularly in Turkey. I rarely need to use cash, but when necessary, I withdraw using one of these cards.
These cards offer competitive exchange rates and lower withdrawal fees, especially D360, which excels in this regard, followed by the Travel Cards from Investment Bank and Inmaa.
To utilize them, simply convert the desired amount into Turkish Lira within one of these banks. You can then use the card for purchases and withdrawals at most places in Turkey. When withdrawing from ATMs in Turkey, it's advisable to withdraw larger amounts since fees are often fixed at some banks and can become costly for smaller withdrawals.
**Comparison of Fees and Commissions:**
**Using Lira Wallet for Travel Card from Investment Bank:**
1. **ING Bank**
- Withdrawal Limit: 40,000 Lira
- Fixed Fee: 39 Lira for any amount
2. **Türkiye Finans**
- Withdrawal Limit: 10,000 Lira
- Fixed Fee: 39 Lira for any amount
3. **HSBC**
- Withdrawal Limit: 8,000 Lira
- Fixed Fee: 39 Lira for any amount
- Dollar withdrawals also available
4. **Halk Bank**
- Withdrawal Limit: 8,000 Lira
- Fixed Fee: 39 Lira for any amount
5. **QNB**
- Withdrawal Limit: 10,000 Lira
- Fixed Commission: 5 USD
- Dollar and Euro withdrawals available
6. **Kuveyt Türk**
- Withdrawal Limit: 5,000 Lira
- Fixed Fee: 39 Lira for any amount
7. **Ziraat Bankası**
- Withdrawal Limit: 5,000 Lira
- Fixed Fee: 39 Lira for any amount
8. **VakifBank**
- Withdrawal Limit: 8,000 Lira
- Commission: 3% on withdrawn amount
- Dollar withdrawals available
9. **YapıKredi Bankası**
- Withdrawal Limit: 8,000 Lira
- Commission: 6% on withdrawn amount
- Euro withdrawals available
10. **TEB**
- Withdrawal Limit: 8,000 Lira
- Commission: 7% on withdrawn amount
- Euro withdrawals available
11. **AK Bank**
- Withdrawal Limit: 8,000 Lira
- Commission: 9.5% on withdrawn amount
- Dollar and Euro withdrawals available
**Using Raghawi Debit Card to Withdraw from Turkish Bank ATMs:**
- Experiment results for withdrawing 5,000 Lira:
1. **Türkiye Finans**
- Fee: 28.75 Riyals without commission
- Total: 144 Lira
2. **Kuveyt Türk**
- Fee: 28.75 Riyals and 2.5% commission
- Total: 255 Lira
3. **HSBC**
- Fee: 28.75 Riyals and 2.5% commission
- Total: 255 Lira
Thus, you can choose the bank and card that best suits your personal and financial needs while in Turkey. Remember to keep backup cards such as Raghawi or credit cards for emergencies.
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